Business Owners Legal Solutions Plan
Rate: 1-50 employees - $75.00/month
51-99 employees - $125/month
Enrollment Fee - $10

Benefit I: Legal Consultation Services
Toll-Free telephone consultations with your Provider Lawyer
When you aren't sure of a legal procedure, you won't have to worry about the cost of consulting a lawyer. You'll be able to call your Provider Law Firm when you have a question about such legal aspects of your business as:

• Employee hiring
• Equipment leases
• Joint ventures
• Bankruptcy
• Verbal contracts
• Incorporation
• Intellectual property
• Small claims
• Partnership
• Landlord/tenant issues
• Hiring/termination
• City zoning
• Vendor problems
• Bad check recovery
• Customer complaints
• Workers' Compensation
• Creditor harassment
• Disclaimer verbiage

Benefit II: Legal Correspondence Services
You'll get one letter per legal subject matter each year, at no additional charge - with a copy for your file. Follow-up letters are provided at a 25% discount.

Benefit III: Designated Consultations
For certain legal situations, your business is entitled to receive two telephone consultations per year arranged by your Provider Lawyer -- each consisting of up to one-half hour. Legal matters addressed under this benefit are:

• Securities
• Patents
• Copyrights
• Anti-trust
• Immigration
• Complex tax issues
• Import/export customs matters
• Issues arising outside your state, within U.S.
• Commodities
• Trademarks
• Admiralty
• International Law

Benefit IV: Contract Review
You can have up to three contracts, up to 15 pages each, reviewed by your Provider Lawyer each month!

Benefit V: Executed Contract Review
Your business can have one signed contract per month, up to ten pages in length, reviewed by your Provider Lawyer at no additional cost.

Benefit VI: Document Review
Each month, your Provider Lawyer will review three business documents -- up to 15 pages each -- and give you prompt advice.

Benefit VII: Debt Collection
Your business may have up to ten separate initial collection letters per month at no additional charge.

Benefit VIII: Trial Defense Services
You have up to 75 hours of your Provider Lawyer's time when your business is named defendant or respondent in a covered civil action filed in court which is related to business activities. Up to 15 hours are available for pre-trial work, and the remaining 60 hours are available upon actual commencement of trial.

This benefit does not cover defense of the following:
Claims or charges relating to workers compensation, inquiries or actions by a government agency, bankruptcy or alcohol, drugs, substance abuse, chemical abuse or dependency. Class actions, interventions, or amicus curiae filings or class actions filed in the business is a party or potential party. Pre-existing conditions, defined as those acts which give rise to a lawsuit which are alleged to have occurred prior to the business' enrollment, regardless of the filing date of the lawsuit. Any claim or defense which in the opinion of Provider Attorney appears to be frivolous or groundless. Garnishment, attachment or any other postjudgement relief action. The Provider Lawyer will provide services in accordance with the contract up to the final point of judgement by a court of record. Any claim or charge where the business has access to an insurance policy.

Benefit IX: Reduced Fee Services
Our Plan offers you litigation representation and other legal work within your business state at a 25% discount from the Provider Lawyer's corporate hourly rate.

Benefit X: Reduced Contingency Fee Services
We also offer your business up to a five percent discount from the Provider Lawyer's standard contingency fee for contingency type cases if the Provider Lawyer agrees to accept your case on this basis. Save hundreds, even thousands, with this benefit!

Benefit XI: GoSmallBiz.com
Benefits include:

Small Business consultation with small business experts by fax and email. When you need help and cannot find the answer in the GoSmallBiz.com resources, you have a panel of experts to provide direction and advisement on any business issue. You'll be able to submit questions regarding such issues as:

• tax deductions
• financing options
• website promotion
• sales challenges
• computers
• time management
• locating information on the Internet
• motivating employees
• accounting
• management

Questions are submitted by fax and email, researched and responded to, typically, by the following business day. If your question leads our counselors to conclude that you need hands-on business advice, then you may be referred to a retired business executive in your area who will provide free consulting and advice. Content covering a wide array of business topics such as:

• Tax & Accounting, Sales & Marketing, Legal, Human Resources, Insurance and others
• Answers to Small Business Owners' most frequently asked questions
• Answers to specific questions previously asked by members
• Current business news
• Stock quotes
• Access to capital
• Info on starting a business
• Database of businesses available for purchase
• On-line organizational tools, such as Calendars, Address Books, Bookmarks and File Storage

The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions and exclusions.

Home Based business rider

$39.50/month ($25 Expanded Plan + $14.50 for Rider)
$14.50/month extra for current $25.00 Expanded 842 Plan members

Who is Eligible?
To become a member of the Home Based Business Legal Services Plan, you must meet the following qualifications:

• Since the Home Based Business Legal Services Plan is an add-on plan to the Pre-Paid Legal Services, Inc., Expanded Plan, you must have an Expanded Plan membership.
• Your home and business address must be the same.
• Your business entity must have 3 or fewer employees.
• Your business must be for-profit and cannot be publicly traded.

Benefit I: Legal Consultation Services
As a member, you have unlimited toll free telephone consultation with your provider lawyer for issues regarding your home based business.

Benefit II: Legal Correspondence Services
How many times could a letter from an attorney have helped your business? You can have up to three letters written each month on your behalf (no more than one per subject matter). Follow-up letters are provided at a 25% discount off your Provider Law Firm's standard hourly rate.

Benefit III: Contract Review
You can have up to three contracts, up to 15 pages each, reviewed by your Provider Lawyer each month!

Benefit IV: Debt Collection
Your business may have up to three separate initial collection letters per month at no additional charge. If you need additional letters written in a given month, you'll receive a 25% discount off your provider lawyer's standard hourly rate.

Benefit V: Trial Defense Services
You will receive a 25% discount off your provider lawyer's standard hourly rate should your business be charged in a civil action filed in a state or federal district court.

Benefit VI: Reduced Fee Services
With your membership you receive a 25% discount off your provider lawyer's standard hourly rate on any legal matter not specifically covered on the plan, including pre-existing conditions.

Benefit VII: GoSmallBiz.com
Benefits include:

• Small Business consultation with small business experts by fax and email.
• Content covering a wide array of business topics such as: Tax & Accounting, Sales & Marketing,
• Legal, Human Resources, Insurance and others
• Answers to Small Business Owners' most frequently asked questions
• Answers to specific questions previously asked by members
• Current business news
• Stock quotes
• Access to capital
• Info on starting a business
• Database of businesses available for purchase
• On-line organizational tools, such as Calendars, Address Books, Bookmarks and File Storage

This information highlights the Pre-Paid Legal Plan. Only the plan contract can provide a complete description of actual benefits, provisions, limitations, or exclusions.

If services are required beyond the scope of covered plan benefits, additional services will be rendered at a 25% discount off your Provider Lawyer's corporate hourly rate. In some cases, a retainer fee also may be required.